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All posts by Ann Cummings

Embracing the Power of Homeownership: Celebrating National Homeownership Month

National Homeownership Month is here, and it’s a perfect time to celebrate the many joys and rewards of owning a home. As your dependable real estate team, we’re here to champion this significant month with you, providing the necessary guidance to make your homeownership journey a delightful experience. In this blog, we discuss: The benefits […]


Discover the Joys of Downsizing: Your Path to a Simplified and Fulfilling Lifestyle

Key Takeaways: • Financial freedom: Reduce expenses, maximize savings, and invest in your future by downsizing your home in Portsmouth, NH. • Streamlined living: Embrace a clutter-free environment and enjoy more time for activities that bring you joy and fulfillment on the New Hampshire Seacoast. • Expert guidance: Ann Cummings and Jim Lee, local and […]


How to Stop Renting and Become a First-Time Homebuyer

Key Takeaways: Renting doesn’t help build a future Homeownership can be accessible Contact your trusted local agents for more on being a first-time homebuyer Many renters discover a universal truth—renting can often feel like it lacks long-term benefits. However, each monthly rent payment potentially reduces a landlord’s mortgage while increasing their home equity. This revelation […]


Discover the Perfect Time to Sell Your Home: 4 Reasons to List Now

Key Takeaways: Market conditions favoring sellers Adjusting to changes in space needs Aligning with your evolving lifestyle Emotionally ready and motivated for a fresh start As a Realtor, I understand how the idea of selling your home can be both exciting and daunting. With the market constantly changing, it’s important to know when the time […]


Everything You Need to Know About Closing Costs

Key Takeaways: Closing costs are a part of every real estate sale Many variables determine the price of closing costs Ask your local real estate expert for specifics about closing costs When buying or selling a home, it’s essential to understand what closing costs entail. Closing costs are expenses and fees that must be reconciled […]


Should You Buy a New Home Before Selling? | Portsmouth NH Real Estate

Key Takeaways: If you’re planning to buy or sell a home in Portsmouth, NH, you may be wondering whether to buy first or sell first. The decision can be daunting, but weighing the pros and cons of each option can help you make an informed choice. Here are some key takeaways to consider before making […]


The Silver Lining for NH Seacoast Homebuyers in the Wake of Bank Collapses

The collapse of these banks and the subsequent rapid drop in interest rates have led to a decrease in mortgage rates, as they typically align with the 10-year treasury. We’re now seeing mortgage rates below 6%—a significant reduction that could save you over $200 a month on the average home in the NH Seacoast


Simple Ways to Improve Your Home’s Curb Appeal

Key Takeaways: Curb appeal is an important part of selling your home You can improve your home’s curb appeal without a professional Contact us to see how improving your home’s curb appeal can help it sell Despite what the phrase suggests, you don’t actually need to have a curb to improve your home’s “curb appeal.” […]


Homebuying Tips for the Spring Real Estate Market

Key Takeaways: Get your best mortgage rate with a better credit score When you find a property you love, make an offer Don’t wait—contact us and start planning your move today! The spring real estate market looks different for homebuyers in 2023 than in previous years. With recent changes to interest rates, available inventory, home […]


Get Ready for a Busy Spring 2023 Real Estate Market

Key Takeaways: The spring real estate market is going to be busy Lower mortgage rates mean increased competition Get ready to succeed this spring—contact us today! The spring real estate market starts to shake things up after the quieter winter season, and this year is no exception. With mortgage rates cooling off from last year’s […]



What’s Ahead in the 2023 Real Estate Market Forecast

Key Takeaways: There’s goods news on the horizon in 2023 for home buyers and sellers Look for shifts when it comes to home prices, inventory, and interest rates Make a smart move by contacting us today to plan and strategize! The COVID-19 pandemic ushered in an era of unprecedented milestones in the housing market. From […]




What’s Happening in Your Local Housing Market?

Key Takeaways: Today’s market conditions are unique, and there’s plenty of ways to win Let’s explore the steps you can take to pave your path to homeownership Our team is ready to help you achieve your goals, so contact us today! Amid high inflation, increasing mortgage rates, and limited housing inventory, the headlines make it […]


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